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Jacinto Rufino

Update on Jacinto Rufino

Jacinto Rufino is 57 years old, and lives in a common-law marriage. He does not have any children, and lives with his wife in Ventanas canton, in the province of Los Ríos. The San Nicolas community bank is located in San Nicolás, in Puerto Pechiche parish, in Pueblo Viejo canton. The members of this bank work in short-cycle agriculture, growing corn. Jacinto Rufino is a farmer who grows corn and rice. He makes his purchases and sales in San Jacinto. He is asking for this loan to invest in his farm by purchasing seeds, urea, Matamonte (an herbicide), fertilizers, and weedkiller so that he can keep his crops in good condition. The loan will be very helpful because it will allow him to invest in his farm and make better profits. Jacinto Rufino frequently faces challenges such as competition, pests, and crop diseases. His dream is to be able to plant cacao in the new year. In his free time, he likes to listen to music and play indoor soccer.
View original language description ↓
Jacinto Rufino tiene 57 años de edad vive en unión libre no tiene hijos vive con la esposa en el Cantón ventanas provincia de los Ríos.

LA VRC SAN NICOLAS, se encuentra ubicada en el Recinto San Nicolás, Parroquia puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores agrícolas de ciclo corto Siembra de maíz.

Jacinto Rufino se dedica a la agricultura a la siembra de maíz, arroz las compras y las ventas las realiza en san Jacinto. Solicita el Crédito para invertir en la agricultura, comprar semillas, insumos, urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

El Crédito será de mucha ayuda porque va a invertir en la agricultura y le va a generar ganancias.
Los desafíos que se le presenta muy frecuente son: la competencia, las plagas, enfermedades que se dan en los cultivos. El sueño es sembrar cacao este nuevo año. En los tiempos libres le gusta escuchar mùsica y jugar indor.

Previous Loan Details

Jacinto Rufino is 56 years old. He lives with his common-law wife in Ventanas canton, in Los Ríos province. He does not have any children. The San Nicolas community bank is located in San Nicolás, in Puerto Pechiche parish, in Pueblo Viejo canton. The members of this bank work in short-cycl... More from Jacinto Rufino's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jacinto Rufino to invest in his farm by purchasing seeds, urea, herbicides, weedkiller, and other agricultural supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Nov 21, 2012
Dec 21, 2012
Currency Exchange Loss:
Aug 17, 2013