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Hellen Dumenu
Hellen Dumenu is a married woman with four children. She was able to complete schooling to the middle school level but could not continue because of financial constraints. Hellen Dumenu is a pastries baker at Wegbe, Hohoe, Ghana, as she has been for the past 15 years, in order to help herself and her family. Her husband is a farmer. She will use the loan proceeds to purchase flour in large quantities, margarine, sugar and oil in big containers. Hellen Dumenu intends to save the new profits from her expanded business and employ young girls in the area.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Hellen Dumenu to purchase flour in large quantities, margarine, sugar, and oil in big containers for her business of baking pastries.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 23, 2012
Currency Exchange Loss:
May 18, 2013