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Beauty is married with 3 children. She has received schooling to middle school level. Beauty is a seamstress in Wegbe, Hohoe, which she has done for the past 15 years and still plan on doing because she needs to support the husband to pay their children’s school fees. Her husband is an auto mechanic. Beauty also uses part of her income to assist part of her extended families.

Beauty will use this loan to purchase linen in bulk and bundles of thread for sewing. With the new profits from her expanded business, Beauty plans to save to enable her to give a better education to her three children.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Beauty to purchase linen in bulk and bundles of thread for sewing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 23, 2012
Currency Exchange Loss:
May 18, 2013