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Elsa Marina
Elsa is 45 years old. She lives in the southern zone of Honduras. She lives with her two daughters, which she supports with her commercial activities.

Elsa's business is a grocery store, an activity she has done for 16 years in the community where she lives. Her business is located in a strategic place, because it is in the center of the village. This means it is in high demand from her customers, who visit daily.

Elsa needs this loan to buy corn, beans, rice, meats, sausages, sodas, milk, cheeses, butter, margarine, salsas, ice cubes, pastas, phone cards, etc. She hopes that with this loan she will be able to meet the demand of each of her customers, due to the quality of the products and their high demand on a daily basis.

Elsa's plans for the future are to continue growing in her day to day activities and to have a small market that will generate more income in order to provide a better quality of life for her family.

Choluteca, Honduras - November, 2012
View original language description ↓
La señora Elsa tiene 45 años de edad, vive en la zona sur de Honduras, vive con sus hijas y su esposo quien le apoyan en su actividad comercial.
Doña Elsa su negocio es pulpería, actividad que realiza desde hace 16 años en la comunidad donde vive. Su negocio se encuentra en un punto estratégico, porque está en el centro de la aldea y esto hace que tenga una fuerte demanda de cada uno de sus clientes, los cuales la visitan a diario.
Doña Elsa el crédito lo necesita para la compra de maíz, frijoles, arroz, carnes, embutidos, refrescos, leches, quesos, mantequilla, margarinas, salsas, cubitos, pastas, tarjetas de teléfono etc. Espera con el crédito satisfacer la demanda de cada uno de sus clientes, debido a la calidad de sus productos tiene mucha demanda a diario.
Doña Elsa sus planes a futuro es seguir creciendo en su actividad día a día y llegar a tener una mercadito, que le genere mejores ingresos para tener una mejor calidad de vida con su familia.

Choluteca, Honduras - Noviembre del 2012

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Elsa Marina to buy products for her business, such as corn, beans and rice.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2013