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Banco Mujer Shekhinná Group
In this Group: Hilda, Karol, María, Stephanie, Blanca, Maria, María
Doña Hilda is the president of Banco Mujer SheKhinná. At 38 years of age she is the mother of four children and has lived with her partner for over 21 years. They are both farmers and work on a small plot of land of their own where they carry out agricultural activities. She devotes herself to raising chickens and her husband is responsible for the crops. These are the activities by which they generate income for covering the basic necessities of the family. This is their second or third loan and they plan to invest in the purchase of chickens, feed, concentrate and vitamins.

Doña Hilda seeks to increase her earnings to improve her family's quality of life and to be able to send her children away to school. Along with Doña Hilda the group is made up of six other members who will invest in agricultural and commercial activities.
View original language description ↓
Doña Hilda es la presidenta de Banco Mujer SheKhinná , con 38 años, es madre de 4 hijos y vive hace mas de 21 años con su compañero. Ambos son agricultores y trabajan en una pequeña parcela propia, donde realizan actividades agropecuarias. Ella dedica a la cría de pollos y su esposo se encarga de los cultivos. Estas actividades son las que generan ingresos para cubrir lo gastos básicos de la familia. Este es su tercer segundo crédito y el plan de inversión es la compra de pollos, alimentos, concentrados y vitaminas.
Doña Hilda busca aumentar sus ingresos mejorar la calidad de vida de su familia, y poder enviar a sus hijos a estudiar. Junto a Doña Hilda integran el grupo 6 socias mas que van a invertir en actividades agropecuarias y comerciales.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,501,700
    Funds lent in using Kiva
  • 499.8
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Shekhinná Group's $3,525 loan helped a member to purchase chicken, animal feed, concentrates and vitamins.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 18, 2014