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Ruth Marise
The member belongs to the communal bank Munay Soncco. The bank is located in the district of San Jerónimo in the province of Cusco and the department of Cusco.

The member, Ruth, is 19 years old and single. She alternates her daily activities with her business of selling beauty products such as cream, perfumes, and colognes among others. She has been in business for some time and it is going well thanks to the effort that she puts in each day to her business. At the same time she is studying at a pre-university in order to present herself at university to study for an accounting degree.

She is a responsible person and this is how she is able to get ahead. She is asking for a loan to pay for her pre-university school fees.

She is grateful for the loan provided and she promises to make her payments according to plan.
View original language description ↓
La socia pertenece al banco comunal MUNAY SONCCO, el banco está ubicado en el distrito de San Jerónimo en la provincia de Cusco y departamento de Cusco.
La socia Ruth tiene 19 años de edad y es soltera, la socia alterna sus actividades diarias con su negocio de venta de productos de belleza como cremas, perfumes, colonias entre otros, la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez está estudiando en una pre universitaria para presentarse a la universidad la carrera de contabilidad ,la socia es una persona responsable siendo de esta forma que la socia sale adelante.
La socia solicita el crédito para pagar sus estudios del pre universitario.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 124
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ruth Marise to pay for her pre-university fees to continue her studies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013