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Margarita
Margarita, 54, is a hard-working and dynamic woman, as well as joyful and friendly. She lives with Gabriel, who is a truck driver, and the father of her daughter, who is now independent. They live comfortably together in their own house. Margarita sells soft drinks, for which she has a freezer in her own home, where she can keep her product at a temperature that her customers like. They buy from her every day. She has been working in this business for more than ten years. When her daughter visits, she has her help to sell the product to the customers.
What she likes about her job is the income that she makes, and that she can support her family with some earnings. She also likes the free time that she has and can use for other activities. On the other hand, what she doesn't like is that some customers, already being drunk, become somewhat disrespectful. She says that in this business, one can't lose, because it's a highly-consumed product. It is in demand at every social activity. This is why she has plans to expand her both her business and the place where she serves her customers. This will be her third loan from MFP. Margarita is grateful for the loan to continue with her business. She wants to continue receiving more loans. This is why she is committed to making her payments on time.
She also feels very content in her communal bank, because she considers the members to be supportive and committed to their responsibilities. With the amount she applied for, 1200 nuevos soles, she will invest in purchasing merchandise like soft drinks of various flavors and brands, looking for low prices for the volume of her purchases. This way, she hopes to increase her profit margin.
View original language description ↓
Magarita, de 54 años de edad, es una mujer trabajadora y dinámica, además de alegre y sociable, es conviviente de Gabriel quien es transportista y padre de su hija quien ya es independiente. Juntos habitan cómodamente su propia casa. La actividad que realiza Magarita es la venta de bebidas gasificadas, para lo cual cuenta con una congeladora en su propia casa, en donde puede guardar su producto a la temperatura que le agrada a su público consumidor, quienes compran a diario. Dedicándose a dicha actividad hace más de10 años, cuenta con la ayuda de su hija cuando la vista para la venta del producto a los clientes.
Lo que le gusta de su actividad es el ingreso económico que le genera, y puede apoyar a su familia con algunos gastos, también le gusta el tiempo libre que tiene y lo puede usar en otras actividades.
Por el contrario, lo que no le gusta es que algunos de sus clientes ya estando ebrios se vuelven algo faltosos. Por otro lado, comenta que en ésta actividad no se pierde por ser un producto de bastante consumo, en toda actividad social siempre tiene demanda, por eso tiene planes de hacer crecer su negocio y donde atender a los clientes. Por tanto éste será el préstamo número 03 con la institución MFP, se siente agradecida con el crédito recibido, para continuar con su negocio, desea seguir contando con mas créditos, por eso se compromete a ser puntual en el pago de sus cuotas. Además de sentirse a gusto con su banco comunal, pues considera a sus miembros ser personas comprometidas con sus obligaciones y solidarias.
Con el monto solicitado de 1200 nuevos soles, lo invertirá en la compra de su mercadería como bebidas gasificadas en variados sabores y marcas, buscando precios bajos por el volumen de sus compras, de esa manera espera aumentar su margen de ganancias.

About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Margarita to buy soft drinks of different flavors and brands.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2012
Listed
Dec 21, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013