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Daisy Esperanza

Update on Daisy Esperanza

Daisy Esperanza, age 43, is a single mother with three children. She lives in a suburban neighborhood of San Pedro Sula.


Doña Daisy has been making and selling corn tortillas for more than 10 years. She has established customers in her community and works very hard each day. Her business enables her to support her family since she does not receive financial assistance from the father of her children. By selling tortillas, she is able to generate the income she needs.


Daisy has already requested five loans from ODEF. Her current loan is for 12,000 HNL and the money will be used to buy supplies, such as cornmeal and firewood, for making tortillas that she can sell. Part of the loan will be used to buy filler material for the patio of her house to prevent puddles from forming when it rains.


Her goal is to maintain this business so that she will have income to pay for her children’s studies and to provide them a decent home. She is very grateful to ODEF and to Kiva for the financial support they have provided.

View original language description ↓
Daisy Esperanza, tiene 43 años de edad, es madre soltera, tiene 3 hijos, vive en una aldea suburbana de San Pedro Sula.
Doña Daisy, tiene más de 10 años de tener este negocio de elaboración y venta de tortillas de maíz. En su comunidad tiene establecidos sus clientes, ella trabaja muy duro todo el día. De este negocio ella ha podido sostener a su familia ya que no recibe ayuda económica del padre de sus hijos y con la venta de tortillas obtiene los ingresos que necesita.
Ya ha solicitado cinco prestamos a ODEF, con este que solicita actualmente que es por 12,000.00 Lempiras, con el cual va comprar los insumos como la harina de maíz y leña para hacer las tortillas y vender, y con una parte del préstamo va comprar un relleno para el patio de su casa para evitar se llene de agua cuando llueve.
Su meta es mantener este negocio de donde sacar ingresos para que sus hijos estudien y tengan un hogar digno. Agradece mucho a ODEF y a Kiva por el apoyo financiero brindado.

Previous Loan Details

Daisy Esperanza is 42 years old and a single mother with three children (ages 4, 10, and 17). She lives in the suburban neighborhood of San Pedro Sula.

Doña Daisy has been making and selling corn tortillas for 10 years. She has many established customers in her community. Daisy works ver... More from Daisy Esperanza's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Daisy Esperanza to buy supplies for making tortillas and to acquire filler material for fixing her patio.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2012
Listed
Dec 23, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014