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Bernadette's Group
In this Group: Bernadette, Irène
This group is composed of two women who guarantee one another in solidarity. Bernadette, the group's official, is 41 years old and the married mother of three children, of whom the oldest and the youngest are 10 and 3 years old, respectively. Bernadette has been a specialist in selling 'pagnes' (the colorful cloth of western Africa) and undergarments for a few years. She gets her supplies from one of the markets abroad.

With the goal of increasing her capital and meeting the needs of her customers, Bernadette requested and obtained financing from Finadev, so as to grow her additional revenues and help cover her children's schooling costs.

Bernadette is on the left in the photo.
View original language description ↓
Il s'agit d'un groupe de deux personnes en caution solidaire. Bernadette, la responsable est âgée de 41ans. Mariée et mère de trois enfants dont l'ainé et le benjamin ont respectivement 10ans et 03ans. Spécialisée dans la vente des pagnes et des sous-vêtements depuis quelques années, elle s'approvisionne dans l'un des marché de l'extérieur. Dans le but d'augmenter son capital et de couvrir les besoins de ses clients, elle a sollicité et a obtenu un financement à Finadev en vue d'accroître son revenu supplémentaire et de participer à la scolarisation de ses enfants. Bernadette se retrouve à gauche dans la photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 497.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bernadette's Group's $925 loan helped a member to purchase 'pagne' cloth and undergarments to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 21, 2012
Currency Exchange Loss:
Sep 26, 2013