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Pamela Jessica
Pamela had a son when she was still quite young. Her son is the most important driving force in her life. She puts a lot of effort into her work in order to be able to give her son everything he needs. She lives with her parents, who help care for her son when she needs to go out to deliver products or collect accounts. She runs her business very well, selling products by catalog to a large group of customers. Her customers know her for her punctual delivery of products, which is why they call her with additional orders. She has been in this business for 10 years, during which time she has learned about the products, the customers and where best to direct her efforts to sell perfume and cosmetics, etc.

Pamela is requesting a loan to supply her business for the large number of orders she receives at Christmas. In this way she will increase her sales and income.
View original language description ↓
Pamela muy joven tuvo un hijo quien es el principal motor de impulso en su vida, por lo que se esmera trabajando para poder dar a su hijo todo lo que necesita, vive en la casa de sus padres, quienes colaboran a Pamela con el cuidado del niño cuando ella tiene que salir a entregar productos o cobrar de los mismos. Desenvuelve su actividad comercial, vendiendo productos por medio de catálogos, ya tiene una gran cartera de clientes quienes la conocen y por su puntualidad en la entrega de los productos la llaman para pedirle otros. Lleva con esta actividad 10 años, y en este tiempo aprendió sobre los productos, y también sobre clientes, asimismo sabe hacia donde dirigirse para vender los perfumes, cosméticos, etc. Necesita del crédito para abastecer su negocio pues en Navidad tiene mayor demanda en sus pedidos, por lo que sus ventas mejoran y con ello también sus ingresos.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 110
    View loans »
    Bolivia Loans Fundraising
  • $29,636,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Pamela Jessica to buy merchandise such as perfume and cosmetics.
77% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 24, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
Covered