Lizbeth Giovana is a cohabitant and is 36 years old with one child. She works in her grocery store business. She sells staple products like rice, sugar, milk and oil. She also sells beer and soft drinks. She works from 8am to 7pm. She has been in this business for nice years, and it is going well for her. In her free time, she likes to go out for walks. Her dream is to expand her grocery store business. She is requesting the loan to buy rice, oil, milk, sugar and also beer and soft drinks.
The other members have businesses selling cell phones, groceries, handicrafts and food. The small photo is of a member who came after the group photo was taken because of work committments.
Lizbeth Giovana is grateful to those that form part of this dream through this medium, and she commits to making her payments on time.
La socia es la Sra. Lizbeth Giovana ella es conviviente y tiene 36 años y tiene 1 hijo; La socia trabaja en su negocio de tienda de abarrotes, ella vende productos de primera necesidad como arroz,azúcar,leche y aceite, la socia también vende cerveza y gaseosas, la socia trabaja desde las 8:00 a.m hasta las 7:00 p.m,la socia ya tiene 9 años en este negocio y le va muy bien,en sus tiempos libres a la socia le gusta salir a pasear, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el préstamo para comprar arroz, aceite, leche y azúcar y también cervezas y gaseosas.
El socio que esta pegado a la foto grupal se le tomo despues de la reunion la foto porque pidio permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de celulares, negocio de venta de tienda de abarrotes, negocio de venta de artesanías y negocio de venta de comida.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid