Guadalupe De Reyes Group
Update on Guadalupe De Reyes GroupNatalia, a single mother of two, is a member of this group. She only had a high school education and says she began working alongside her mother as a child. Now that she has two children she has to find a way of supporting them and earning a little more money to give them a better quality of life and the opportunity to study in the future. She feels very satisfied with her business because, with each day that goes by, she attracts more customers and she likes being of service to her community with her little shop. Natalia says that she has had her shop for a year and, with God's help, she is doing well as she has her own income. She will use the loan to buy beans, canned goods, rice, washing powder, bath soap, shampoo, sweets, bleach, washing-up liquid, fabric conditioner, air-fresheners, soft drinks, juices and oil to stock up her shop and continue trading. Natalia hopes that her business will continue to grow and that she will be able to stock more goods and offer a better service to her customers.
The other members of the group are:
Luis Enrique - costume jewellery sales,
Deodora - clothing sales,
Arturo –construction work,
Joel - groceries,
Rosa –snack sales,
Amelia - chicken sales,
Esperanza - taco restaurant,
Antonio - groceries
Maria de Jesus - costume jewellery sales,
Cristina - soft drink sales,
Maria Magdalena - snack sales,
Noemi - costume jewellery sales.
Ella se encuentra muy satisfecha con su negocio pues día a día tiene mas clientes y le gusta servirle a la su comunidad con su pequeña tiendita. Natalia dice que desde hace 1 año tiene su negocio y gracias a Dios le va muy bien pues tiene su propio ingreso.
Ella invertirá su credito en la compra de frijol, productos enlatados, arroz, jabon en polvo, jabon de baño, shampoo, dulces, cloro, detergente, suavitel, aromatizante, refresco, jugos y aceite para poner surtir su negocio y pueda serguir vendiendo.
Natalia espera que su negocio continue creciendo y espera poder surtirlo mas para brindar un mejor servicio a sus clientes.
Los demás integrantes del grupo son:
Luis Enrique venta de bisuteria,
Deodora venta de ropa,
Arturo se dedica a la albañileria,
Joel venta de abarrotes,
Rosa venta de antojitos,
Amelia venta de pollo,
Esperanza tiene una taqueria,
Antonio venta de abarrotes,
Maria de Jesus venta de bisuteria,
Cristina venta de refresco,
Maria Magdalena venta de antojitos,
Noemi venta de bisuteria.
Previous Loan DetailsCrecencia is one of the “Guadalupe de Reyes” group members. She’s 62 years old. She never went to school because she says that back then school was only for boys and the girls stayed home to learn how to do domestic chores. She’s married to Cristino and they currently live alone because thei... More from Guadalupe De Reyes Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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