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Kwadjo sells hardware items such as touch-lights and lanterns in Hohoe Township. He has been in this business for the past seven years, since he was a child. He had no one to take care of him when he started, so he had to be responsible for supporting himself, and he still is. Kwadjo has received an education up to junior high school. He is young and as yet unmarried.

Kwadjo's loan will be used to purchase more hardware goods like touch-lights and lanterns and to expand his business. He plans to use his new profits from his business to add to his savings, which will enable him to continue his education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Kwadjo to purchase more goods like touch-lights, lanterns and others.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 22, 2012
Currency Exchange Loss:
May 18, 2013