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Bagrat is 30 years old. He lives with his parents, wife, and an infant daughter in the small village of Kareli district. Bagrat is involved in an agricultural business. In particular he has two milk cows whose milk is used in cheese production. He sells produced cheese locally in an open market at a good price. He also owns an agricultural land, where different kinds of fruits and vegetables are grown. He sells harvested products locally at a good price.

Bagrat is very hardworking man and has a rich experience in his business. He requested a loan for cultivating the land and purchasing fertilizers and seeds of potatoes. After the land is cultivated he will sow seeds and increase the income of the family. With increased income they will improve their living conditions. Bagrat awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Bagrat to cultivate his land, and to purchase fertilizers and seeds of potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 22, 2012
Currency Exchange Loss:
Jan 18, 2014