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Bardhe, age 57, buys and sells used items to earn an income. She is a member of the vulnerable ethnic minority of Egyptian Albanians. She is married, has three children, and lives in a district in northwest Albania.

"Being vulnerable doesn’t mean that you don’t work hard," she told us. "The majority of us in our community haven’t had any schooling for various reasons, yet we knew our talents and we used them to earn an income. Nowadays, almost all of the children of our community attend school, and I believe they will have a better chance of getting ahead in life compared to their parents," she added with a smile.

Bardhe is requesting a loan in order to buy used items, such as shoes, to offer for sale.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,882,325
    Funds lent in using Kiva
  • 106.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Bardhe to buy used items, such as shoes, to offer for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 22, 2012
Currency Exchange Loss:
Nov 17, 2013