Paskali is a 42-year-old married man with six children living in Hoima, Uganda. He trades in the local brew and has been in business for over ten years. As a responsible father, he desires to see all his children graduate since he never had a chance to go to school, due to the poverty he grew up in. His business is challenged by high license fees, while his plan is to start refining the local brew so as to add value and sell at a higher price. Paskali intends to use the loan to buy local brew to sell.