This is Ma. Tessie, 56, a resident of Batasan, Philippines. She is a mother to her daughter. She, together with her husband and child, manage their own household while operating the business. At this time, she is working hard to save for the future of her child.
Ma. Tessie operates a community pharmacy store. She retails basic medicine and vitamins to the community. She earns money by getting supplies at wholesale prices and selling by the piece. Aside from this, she also sells mineral water for added income. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.
To help her continue operations of her business, she is requesting a 50,000 PHP loan. She will be utilizing the loan to buy additional stocks of medicine and vitamins to expand her product inventory. She expects a boost in her business income as she expands her business.
Ma. Tessie hopes to give a good life to her daughter and desires to grow spiritually. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.