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Roza is 45 years old, married, and has four children. Her family's main source of income has been Roza's animal husbandry business, which she began in 1990 with 15,000 som (KGS). Today, she has two cows, one calf, 15 sheep, eight goats, and two horses. Raising and selling cattle bring in 15,000 som (KGS) per month.

With an aim to further developing her business, Roza applied to Bai Tushum & Partners for a loan of 75,000 som (KGS) to buy three bulls. Roza plans to invest the profits from the loan in the further expansion of her business by buying more cattle. Among Roza's plans is to marry off her eldest son.
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Розе 45 лет, замужем, воспитывает 4 детей. В качестве основного источника дохода для своей семьи, Роза с 1990 года занимается животноводством, начав этот бизнес с суммы в 15,000 сом (KGS). На сегодняшний день в хозяйстве Розы имеется 2 коровы, 1 телок,15 овец, 8 коз и 2 лошади. Перепродажа скота и разведение скота приносит 15,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Роза обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 75,000 сом (KGS) на покупку 3 бычков. Доходы от кредита Роза планирует вложить в дальнейшее увеличение хозяйства за счет покупку скота. В планах у розы женить старшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 91
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,742,650
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Roza to purchase 3 bulls.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2012
Dec 20, 2012
Currency Exchange Loss:
Aug 17, 2013