Entrada A Chunazaca (Nabón) Group
Virginia is one of the members of the “Entrada Chunazana” communal bank and has been for five years. She is 39 years old, is in a common law marriage, and has seven children. One of her daughters is married and on her own. Two of their children attend school and two others are too young and are still at home. Her husband is an artist and works daily as a mason. They live in a home of their own.
Virginia raises pigs, Guinea pigs, and chickens and sells them in her own community. She farms her land and harvests only for the family’s consumption. She also makes “polleras” (a typical regional dress item)
She will use the money from this loan to buy fabric, thread, and feed for her animals. Her dream is to have her own business, such as a restaurant because she enjoys food. The small picture is that of one of the members who could not be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Virginia, forma parte del banco comunal Entrada Chunazana desde hace 5 años, tiene 39 años de edad, vive en unión libre y ha concebido 7 hijos, una de sus hijas es casada y vive independiente, dos de sus hijos se encuentran en el colegio, 2 en la escuela y sus dos últimos hijos aun son pequeños por lo que pasan en casa. Su esposo labora diariamente en el arte de la construcción como albañil, la casa en la que vive es propia.
La Señora Virginia se dedica a la crianza de cerdos, cuyes y gallinas las que vende en su propia comunidad, cultiva sus terreno y la cosecha es solo para el consumo de su hogar, también confeciona polleras (vestimenta típica de la región).
Su crédito lo va a invertir en la compra de telas, hilos y alimento para sus animales.
Su sueño es tener un negocio propio como un restaurante ya que le gusta la cocina.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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