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Las Palomitas Group
In this Group: Maria Jesus, Norma Sara, Maria Luz, Emilia Donatila, Cristina Veronica, Emilia, Rocio Del Pilar
The communal bank “Las Palomitas” is comprised of seven enthusiastic members who are currently in their sixth loan cycle.

One member is María, who is 42 years old and married with four children, one of whom is still living at home. María buys and sells clothing on order for adults and children. At the moment she does not have a permanent location from which she can sell her products. She started out as an assistant helping to sell beauty products, but later became a skilled salesperson. She and her husband have been able to provide an education to their children and purchase a mototaxi, which one of their children uses for work.

Her main goal is to buy her own house. The current loan will enable her to purchase seasonal clothing such as skirts, polo shirts and blouses. She thanks the Kiva lenders for their support. In the photo she is sitting in the middle and wearing a black shirt.
View original language description ↓
La Alcancía Comunal “Las Palomitas” es un grupo conformado por 07 socias entusiastas que pasan a su 6to ciclo. María de 42 años, casada con 04 hijos, actualmente sigue apoyando a 01 de ellos. Ella se dedica al comercio de la compra y venta de ropas para niños y adultos, la cual trabaja sobre pedido, pues por el momento no cuenta con un local donde pueda ofrecer sus prendas. Comenzó de ayudante de productos de belleza para luego convertirse en una buena vendedora, junto a su pareja han logrado darle educación a sus hijos y comprarse una mototaxi la cual lo trabaja unos de sus hijos. Su mayor deseo es de comprarse su propia casa. Su reciente crédito lo destinará para la compra de prendas por temporada como faldas, polos, blusas, y chores. Agradece a los prestamistas Kiva por la ayuda brindada. María se encuentra sentada y está ubicada al medio viste polo negro.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palomitas Group's $3,100 loan helped a member to buy clothing for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 20, 2012
Currency Exchange Loss:
May 17, 2013