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Rosa Amelia
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Rosa Ameliis asking for her 2nd refinancing to invest in improving her home (constructing a room). She works as an elementary teacher.

She has two children, the oldest is 16 and in his 4th year of secondary school, and the her younger daughter is 13 years old and in 5th grade of primary. Amelia is an exemplary mother to her children and the community, she feels grateful for the previous loan she received from this institution.

It is important to mention that this client not only is a teacher, she also works growing basic grains on her brother’s farm on the weekends. Her dream is to have a decent home, health, steady work and that her children continue studying in school.

Translated from Spanish by Cindy Kendall, Kiva volunteer.

La Sra. Rosa Amelia está solicitando su segundo refinanciamiento para invertirlo en mejora de su vivienda (Construcción de una habitación), se desempeña como docente de Educación primaria.

Tiene dos hijos, el mayor de 16 años de edad estudia su cuarto año de educación secundaria y la hija menor de 13 años estudia 5to grado; la profesora Amelia es una madre ejemplar con sus hijos y con la comunidad , ella se siente agradecida con el crédito anterior otorgado por la institución.

Es importante mencionar que esta cliente no solo se dedica a la docencia, tambien trabaja cultivando granos basicos en la finca de su hermano los fines de semana, su sueño es tener una vivienda digna, salud, estabilidad laboral, y que sus dos hijos sigan estudiando.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 19.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rosa Amelia purchase construction materials to build a room on her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 24, 2008
Jun 1, 2008
Currency Exchange Loss:
Dec 15, 2009