Ms. Fanny has a good client base because her business is located in one of the villages with the largest coffee production in the area, and she sells a little bit of everything for basic family needs. She is requesting this loan to buy rice, sugar, butter, sausage, milk, cheese, chicken, beef, beans, salsa, pasta, drinks, etc. to be able to meet her clients’ demands.
With the help of this loan, Ms. Fanny will buy a better assortment of merchandise for her business because the peak season for sales is coming, as well as the harvest of coffee and basic grains. She hopes this will increase her income to cover her family’s expenses and financial obligations.
Ms. Fanny’s dream is to give her family a better quality of life and schooling for her children.
Ms. Mileidy has more than 2 years of experience selling cosmetics and perfume.
Ms. Juana has been selling gasoline for more than 2 years.
Ms. María has been making and selling bread and nacatamales, a typical dish made with corn and pork, for more than 8 years.
Mr. Héctor has owned a grocery store for more than 6 years.
Danlí, Honduras – November 2012
Doña Fanny cuenta con una buena clientela porque su negocio está ubicado en una de las aldeas de mayor producción de café de la zona, y vende de todo un poco de la canasta básica familiar, esta solicitando el préstamo para la compra de arroz, azúcar, manteca, embutidos, leches, quesos, carnes de pollo, res, frijoles, salsas, pastas, refrescos, etc. y poder así satisfacer la demanda de sus clientes.
Doña Fanny con el apoyo del préstamo, le contribuirá a tener un mejor surtido en su negocio, porque se aproxima la temporada alta en ventas, y la cosecha de café y granos básicos, lo que espera le permitirá mejorar sus ingresos para cubrir los gastos familiares y compromisos financieros.
Doña Fanny su sueño es darle mejor calidad de vida a su familia y el estudio a sus hijos.
La señora Mileidy se dedica a la venta de Cosméticos y perfumería cuenta con más de 2 años de experiencia.
La señora Juana se dedica a la venta de gasolina, desde hace más de 2 años.
La Señora María se dedica a la elaboración y venta de pan y nacatamales desde hace mas de 8 años.
Don Héctor, se dedica al comercio tiene una pulpería desde hace mas de 6 años.
Danlí, Honduras –Noviembre del 2012
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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