Las Delicias Group
Ms. Santos is requesting the loan to buy rice, sugar, butter, sausages, milk, cheese, beans, coffee, bread, churros, sodas, water, chicken, and cosmetics to satisfy her clients’ demands and have more merchandise in her store. Since the Christmas season is getting close, this will allow her to increase her income and cover her family’s expenses and her financial obligations.
Ms. Santos’ dream is to have a larger store where she can better care for her clients and improve her family’s quality of life.
Ms. Haydee has more than 7 years of experience selling cosmetics and perfumes.
Ms. Maritza has sold basic grains for more than 1 year.
Ms. Maria Rodríguez has been making and selling bread and tamales for more than 8 years.
Danlí, Honduras – November 2012
Doña Santos esta solicitando el préstamo para la compra de arroz, azúcar, manteca, embutidos, leches, quesos, frijoles, café, pan, churros, refrescos, aguas, carnes de pollo y cosméticos para satisfacer la demanda de sus clientes, y así tener más surtido su negocio, ya que se aproxima la temporada navideña lo que le permitirá mejorar sus ingresos para cubrir los gastos familiares y compromisos financieros.
Doña Santos su sueño es tener un local mas amplio donde pueda atender mejor a sus clientes y mejorar un poco la calidad de vida a su familia.
Doña Haydee se dedica a la venta de Cosméticos y perfumería cuenta con más de 7 años de experiencia en el negocio.
Doña Maritza se dedica a la venta de granos básicos, desde hace mas de 1 año.
Doña Maria Rodríguez se dedica a la elaboración y venta de pan y nacatamales desde hace más de 8 años.
Danlí, Honduras – Noviembre del 2012
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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