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Julia Zulema
Julia, 32, is single living with her mother and siblings in a village in Esparta municipality, Atlántida. She set up a space attached to her house six years ago where she runs her food business; she sells breakfasts, fast-food like ‘baleadas’ (flour tortilla filled with beans, cheese, eggs and others) and fried plantain with meat or fried chicken and soft-drinks. She works hard starting very early preparing the food. Her mother helps her serve customers. She’s decided to get an 8,000 Lempira loan to capitalize and buy more necessary ingredients to prepare the meals like breakfasts, baleadas and other fast-food. She wants to keep the business active to provide good customer service and increase sales and profits. Her dream is to make the business grow and to use profits to obtain personal and family well-being.
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Julia, tiene 32 años de edad, es soltera, vive con su madre y hermanos en una aldea del municipio de Esparta, Atlántida. Hace 6 años ella acondiciono un local pegado a su casa donde ha establecido su propio negocio de venta de comidas como almuerzos, comidas rápidas como baleadas (tortilla de harina rellena con frijoles, queso, huevo y otros), tajadas con carne o pollo frito y refrescos. Trabaja duro desde muy temprano para preparar los alimentos. Para atender a sus clientes recibe ayuda de su madre. Ha decidido obtener un préstamo por 8,000 Lempiras para capitalizarse y comprar más insumos necesarios para la elaboración de comidas como almuerzos, baleadas, y otras comidas rápidas. Ella quiere mantener activo su negocio para dar buena atención al cliente e incrementar las ventas y las ganancias. Su sueño es hacer crecer el negocio y con las ganancias tener un bienestar personal y familiar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Julia Zulema to buy food-making ingredients.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Dec 20, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013