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Darwin Adan
Darwin is 27 years old, single and has no children. He lives with his parents. His business is in their dining room. He started it on his own with help from his mother and sister who now support him.

He needs a loan in order to build a perimeter wall and to ensure the conditions of the infrastructure. With this loan he will be able to buy gravel, sand, iron, cement, blocks, and to pay for labor. This is how Darwin seeks to get ahead and ensure a good future for when he has his own family.
View original language description ↓
Darwin tiene 27 años, es soltero sin hijos vive en casa de sus padres, su negocio es un comedor lo inicio por cuenta propia con ayuda de su mama y su hermana quien actualmente le apoya, necesita el crédito para construir muro perimetral y asegurar las condiciones de infraestructura del negocio, con el préstamo podrá comprar piedrín, arena, hierro, cemento, bloques y pagar la mano de obra así Darwin busca la manera de cómo salir adelante y asegurar un buen porvenir para cuando obtenga su propia familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Darwin Adan to buy gravel, sand , iron, cement, blocks, and to pay for labor.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 1, 2013
Currency Exchange Loss:
May 19, 2015