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Update on Lucia

Lucia is a member of the “Señor de los Milagros de Chimpahuaylla” communal bank in the city of Cusco, Peru.

She continues to raise small animals to later sell them to her customers. She will also continue her costume jewelry business at the same time; she makes necklaces, earrings, bracelets, and other things to sell to her customers. It’s in this way that she gets her family ahead. She is a responsible and dedicated woman and gets her family ahead in this manner.

She is asking for this loan to buy wires and sea stones for her jewelry business. She is grateful for the loan granted and promises to be on time with her payments.
View original language description ↓
La socia Lucia pertenece al banco comunal “Señor de los Milagros de Chimpahuaylla” de la ciudad del Cusco-Perú.

La socia continua dedicandose a la crianza de animales menores,la socia cria a estos animalitos para luego venderlos a sus clientes que mas le solicitan,la socia a la vez continua con su negocio de bisuteria ella elabora collares,aretes,pulseras entre otros para luego venderlos a sus clientes,siendo de esta forma que la socia saca adelante a su familia,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el credito para la compra de alambres y piedras marinas para su negocio de bisuteria.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Lucia belongs to the village bank "Señor de los Milagros de Chimpahuaylla" in the city of Cusco, Peru. She continues raising small animals in her home and also making jewelry - products like earrings, necklaces, bracelets, etc. Lucia is a mother of two children, for whom she sacrifices daily to b... More from Lucia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Lucia to buy supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013