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Saul is 36 years old and lives in the town of Maganjo in the Luwero region of Uganda. He is married and has three children, two of whom are currently in school.

For the past four years, Saul has been working hard to manage his retail shop, where he sells goods such as sugar, salt, and cooking oil.

To help expand his business, Saul has requested a loan in the amount of 2,000,000 UGX from BRAC Uganda. The loan will be used to increase his inventory of commodities such as milk, cooking oil, sugar, and salt. By doing so, he expects that the loan will enable him to attract more customers and to help him generate more profits, which will in turn help him pay school fees for his children. In the future, Saul hopes that he will be able to expand his business into a supermarket.

Saul is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Saul who do not have enough collateral for commercial loans, but who have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 204
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,655.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Saul to further expand his business and to attract more customers by increasing his inventory of commodities (e.g., milk, cooking oil, sugar, and salt).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 19, 2014