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Karachach is 52 years old, married, and has nine children, four sons and five daughters. Her husband and children help her on the farm. Karachach grew up in a family of farmers. Her parents have long been engaged in raising livestock. Having a lot of experience in running a farm, Karachach's family 16 years ago began to engage in raising livestock and agriculture. Today, Karachach has on her farm 20 heads of sheep and 16 turkeys and chickens. Income from the manufacture of dairy products is about 10,000 Som (KGS).

With the aim of expanding her business, Karachach appealed to Bai-Tushum and Partners for a loan of 100,000 Som (KGS) to buy dairy cows. В планах у семьи улучшить материальное положение семьи.
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Карачач 52 года, замужем, имеет девять детей, 4 сыновей и 5 дочерей. Муж и дети помогают её по хозяйству. Карачач выросла в семье фермеров, ее родители издавна занимались животноводством. Имея большой опыт в ведении хозяйства, 16 лет назад семья Карачач начала заниматься животноводством и полеводством. В настоящее время в хозяйстве Карачач имеется 20 голов овец и 16 индеек и кур, приносящие доход от сдачи молока производителям молочной продукции в сумме около 10,000 сом (KGS). В целях расширения бизнеса, Карачач обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дойной коровы. В планах у семьи улучшить материальное положение семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 100
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,737,800
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Karachach to purchase cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Dec 20, 2012
Currency Exchange Loss:
Jan 18, 2014