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Umedjon is a young man, aged 29. He is married and has one child. His wife takes care of the house and raises their child. Umedjon himself has been a dekhan farmer for more than 7 years. He owns 4 hectares of land himself, where he grows onions and corn. In his spare time he carts hay privately. However, the money he earns from carting privately goes to the family's living costs.

To broaden his business and more precisely the growing of corn, Umedjon turned to Kiva. For the loan received, Umedjon would like to purchase seeds and fertilizers. He is very happy that an organization like Kiva exists, and that with the help of this kind of organization people in the low and middle class of the population can realize their plans. He thanks Kiva in advance for the support and understanding.
View original language description ↓
Умед молодой парень в возрасте 29 лет. Он женат имеет одного ребенка. Жена занимается хозяйством и воспитанием своего ребенка.
Сам Умед занимается деканством почти уже 7 лет. У него в собственности имеется 4-га земли в котором он выращивает лук и зерновые культуры. В свободное время он занимается частным извозом сена. Но деньги которые он зарабатывает частным извозом уходят на проживание семьи. Для расширения своей деятельности а точнее выращивание зерновых культур Умед обратился в организацию Кива.
На полученный кредит Умед хочет закупить семена и минеральные удобрения. Он очень рад, что существуют такие организации как Кива, и что с помощью таких организации люди с низким и средним слоям населения могут осуществлять свои планы.
Заранее благодарит Кива за поддержку и понимание.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Umedjon to purchase seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014