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Ep Don Bosco Group
In this Group: Saidiki, Hitimana, Kahindo, Paluku, Alice
Alice is a teacher in a Don Bosco primary school. She is 27 years old, married and the mother of two young children. This client has already undertaken small trading projects (clothing, sale of jewelry, makeup etc) to support her finances. Her husband is a student at the university, and additionally a professional photographer.
This new loan will allow her to strengthen these small trading activities, and she will use the rest of the loan as a deposit for buying a plot of land. She regrets the growing insecurity in the region and the negative collateral effects this has, notably on her projects.
Finally, she thanks Hekima for its help with mico-credit.
View original language description ↓
Le client Alice est une enseignante dans une école primaire Don Bosco, âgé de 27 ans, marié et mère de jeunes 2 enfants. Cette cliente s’est déjà lancée dans les projets de petits commerces (habillement, vente de bijoux, objets de maquillage, etc.), pour soutenir ses économies. Son conjoint est un étudiant à l’université, à même temps il est professionnel photographe. Ainsi, ce nouveau prêt doit lui servir de renforcer ses projets de petits commerces et le reste d’argent lui servir d’acompte pour l’achat d’une parcelle. Cette cliente regrette l’insécurité qui se développe dans la province et qui a des effets collatéraux, surtout négatifs sur ses projets. Au finish, elle remercie Hekima pour son soutien en micro crédit.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,517,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ep Don Bosco Group's $4,800 loan helped a member improve her trading activities and pay the deposit to purchase a plot of land.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2012
Listed
Dec 20, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2013