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Chaguma Group
In this Group: Vumilia, Mwanvua, Basunga, Igega, Muhogwere, Nzigire, Ntakobajira, Namukondo, Balemba, Buzigire, Lurala, Baliahamwabo, Furaha, Barihama, Fatuma, Furaha
Namukondo is an ambitious women and a member of the Chaguma credit group. She is 43 years old with six children all in school, and is married to a civil servant. This loan request will allow her to purchase 60 pairs of trousers and 10 shirts secondhand. Her ambition is to grow her business in order to benefit her family; thus she thanks Hekima for these loans.
View original language description ↓
Madame Namukondo est une femme ambitieuse du groupe de credit Chaguma. Agée de 43 ans est mariée à un fonctionnaire de l’Etat et mère de 6 enfants tous scolarisés. L’emprunt sollicité va lui permettre de s’approvisionner en 60 pièces de pantalons et 10 pièces de chemises usagers. Son ambition est de faire croitre son entreprise pour l’intérêt de sa famille et ainsi elle remercie Hekima pour ces prêts.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,424,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chaguma Group's $4,650 loan helped a member to buy 60 pairs of trousers and 10 shirts second-hand.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Dec 20, 2012
Currency Exchange Loss:
May 17, 2013