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Pamellah is 30 years old and lives in the town of Mbarara in the Mbarara region of Uganda. She is married and has three children, two of them are currently in school. For the past 6 years, Pamellah has been working hard to manage her retail shop, which sells sugar, salt, apples and cooking oil.

To help expand her business, Pamellah has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to increase essential commodities such as milk, apples, cooking oil, sugar and salt to attract more customers, and will help Pamellah to generate greater profits and pay school fees for her children. Pamellah hopes that in the future she will be able to open up another wholesale business.

Pamellah is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs, like Pamellah, who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,655.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Pamellah to increase essential commodities such as milk, apples, cooking oil, sugar and salt to attract more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 19, 2014