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Jeniva is 29 years old, married, and has four children, three of whom attend school. She lives in the town of Arua hill in the Arua region of Uganda. For the past three years, Jeniva has been working hard to manage her hair salon.

To help expand her business, Jeniva is requesting a loan from BRAC Uganda for 2,000,000 Ugandan Shillings, which she will use to buy more hair products, such as weaves for styling. The loan will help Jeniva to generate greater profits and improve her family standard of living. Jeniva hopes that in the future she will be able to expand her business into a hair vocational training center.

Jeniva is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Jeniva who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,655.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jeniva to purchase hair products, such as weaves for styling,.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 19, 2014