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Asmar is 42 years old, married, and has two children. She was born into a ordinary farmer's family and currently works in farming and animal husbandry. The family's primary source of income is animal husbandry. Beginning in her childhood, she helped her family around the farm and today she can keep her business profitable. She is very accurate on accounts and has an industrious temperament.

Asmar is requesting a loan for 1,600 AZN, which she will use to purchase installation materials for her house and payment for labor. She plans to improve their living conditions without any simplification of business.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Asmar to purchase installation materials for her house and payment for labor.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 15, 2013