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Fotima is a very kind and industrious woman. She is a careful mother of 3 children. She has had very hard luck. Her husband married another woman, and he doesn’t help Fotima provide for the children. During her 39 years she worked in many places very hard to earn a living. She wants to provide her children with a good education and a good quality of life, but her income is small and that’s why she decided to start a new business with farming in order to generate an income with which she can contribute to her home’s finances.

She studied the course of ‘To get ahead’ through a women's organization and got enough skills about business. She is going to grow wheat, carrots and onions. Her children will help her with the business. She will be a very successful businesswoman, as she is hardworking and smart.

She is asking for a loan of 2,500 TJS to buy seeds and mineral fertilizers for organizing her new business. She will get through by using the loan, and her business will become a source of income so that her family can have a good quality of life and better financial opportunities to progress. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,913,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Fotima to buy seeds and mineral fertilizers for organizing her new business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Dec 21, 2012
Currency Exchange Loss:
Mar 2, 2013