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Shamim works from home and earns enough income to support her family. She purchases elastic from the wholesale market on a weekly basis and packs it in different quantities as requested by retailers.

Once she brings the material in her house she cuts in it different lengths and wraps it around paper boards and then covers it in plastic paper.

Shamim is now finding it difficult to meet the demands of her retailers as orders are increasing in volume. She has requested to borrow Rs15,000 and wishes to purchase a machine that will help her cut the materials. She also wants to increase the quantity purchased from the wholesaler.

Shamim is eager to expand her business as any additional income will be spending on her five children, to improve their future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 455
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Shamim to purchase a machine that will help her cut materials and to buy more materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013