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Mrs. Zaib is 22 years old, a married woman, and a mother of one. She has been running a sewing business for seven years. She started sewing at the age of 15, and now she excels in her field. Her husband works in a private bank, but his income is not sufficient to meet the daily expenses of the family members alone. She is motivated to provide for her family, and she makes enough to lead a decent life. She has maintained many regular customers and has become famous in her community. In order to complete orders on time, she needs to purchase a new sewing machine with spools of threads in different colors. For this, she contacted Kashf Foundation and applied for a loan of Rs 20,000. She is expecting a boost in her net income and wishes to spend a part of her profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 333
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zaib to purchase a new sewing machine with spools of threads in different colors.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013