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Uk is 25 years old, a resident living in Kompong Speu province. Uk is a hardworking man who currently works for a garment factory and also operates farming on his own farmland. Since he started working in the factory, Uk has met his wife and they happily got married. This couple doesn’t have any children yet but they plan to have one next year. Together, they can make around 8.00 USD to support their living.

Uk is now taking out a loan through HKL, a longstanding Kiva partner, to purchase a couple of cows for the maintenance of the rice fields. He mentioned that the two cows will help him in his farm work and also cut down his operation costs. For his future plan, Uk will save his income partially for the expansion of his farming business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 220
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Uk to purchase a couple of cows for the maintenance of the rice fields.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Jan 1, 2013
Currency Exchange Loss:
Feb 19, 2014