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Las Azucenas Del Rosario Group
In this Group: Teodosia, Aurora , Julio Cesar, Juan Carlos, Onelia Veronica
Teodosia is 34 years old. She has four small children that are her heart and reason for working and moving forward with the help of her partner.

Four months ago, along with 4 other people, she formed a group to apply for a loan for investing in each of their businesses. The group is named "Las Azucenas del Rosario" (The lilies of the Rosary).

Teodosia has dedicated herself to the the sale of catalog beauty products for the past two years. She offers her products to friends, neighbors and relatives. At the same time, she sells clothing and has a small stand selling emollient.

She is requesting a loan in order to have a stock of beauty products to take advantage of the Christmas season by purchasing the products currently on offer and selling them to get higher profits.
View original language description ↓
La Sra. Teodosia, tiene 34 años de edad, tiene cuatro hijos pequeños, ellos son su motor y motivos para trabajar y salir adelante con la ayuda de su pareja.
Hace cuatro meses junto con 4 personas mas, formó un grupo para solicitar crédito para invertir cada una en sus negocios, así formaron el grupo "Las Azucenas del Rosario".
Teodosia se dedica desde hace dos años a la venta de productos de belleza por medio de catalogo, ella ofrece sus productos a amigos, vecinos y familiares. Paralelamente vende ropa y atiende un pequeño puesto de venta de emoliente.
Ella solicita el crédito para poder tener un stock de productos de belleza, aprovechar la campaña navideña tanto para adquirir los productos en oferta, como para venderlos y así obtener mayores ganancias.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Azucenas Del Rosario Group's $1,500 loan helped a member to purchase beauty products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 19, 2012
Currency Exchange Loss:
Jul 17, 2013