Update on Jairon AurelioJairon Aurelio is 33 years old, is in a common law marriage, and has three children. He lives with his wife and children, ages 8, 5, and six months, in the Ventanas settlement of Los Rios.
The San Nicloas communal bank is located in Recinto San Nicolás, Puerto Pechiche parrish, part of the Puerto Viejo settlement. The people here farm and raise short cycle corn.
Jairon Aurelio is a farmer and raises corn, rice, pigs and chickens. He makes his purchases in Ventanas and is asking for this loan to buy seeds and farming supplies such as urea, week killer, and fertilizer to keep his crops in good shape so that he can sell them at good prices.
This loan will be very helpful because he will be able to expand his farming by planting corn. The challenges he faces include competition, crop disease, and blights. His dream is to continue prospering, thanks to his work.
He likes to travel by motorcycle and play sports in his spare time.
LA VRC SAN NICOLAS, se encuentra ubicada en el Recinto San Nicolás, Parroquia puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores agrícolas de ciclo corto Siembra de maíz.
Jairon Aurelio se dedica a la agricultura a la siembra de maíz, arroz,admàs se dedica a la crianza de cerdos y gallinas. Las compras las realizarà en la ciudad de Ventanas. Solicita el Crédito para comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos y posterior venderlos a un buen precio.
El Crédito será de mucha ayuda porque podrà ampliar la agricultura sembrando maìz. Los desafíos que se le presenta muy frecuente son: la competencia, las plagas, enfermedades que se dan en los cultivos. El sueño es seguir prosperando gracias al trabajo.
En los tiempos libres le gusta viajar en moto y practicar el deporte.
Previous Loan DetailsJairon Aurelio, 32, is in a common law relationship and has two children. He lives with his wife and children who are 7 and 4 years of age in Ventanas Canton, Los Ríos Province. The “San Nicolás” communal bank is located in Recinto San Nicolás, Puerto Pechiche Parish that belongs to Pueblo V... More from Jairon Aurelio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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