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Mariana De Jesus

Update on Mariana De Jesus

Mariana de Jesus, 41, is married and lives with her husband and children. She lives in the rural community of Aguas frías de Mocache in the Mocache Canton.

The communal bank EL PROGRESO is located in the rural community of Aguas Frías de Mocache, which is part of the Mocache Canton. For fifteen years, this area has been an agricultural belt of short-cycle crops, like corn and rice.

Mariana de Jesus is a farmer who owns her own land on which she plants corn and rice. She buys her supplies in Mocache and then sells her produce in the Mocache market.

She is requesting the loan to buy seeds, urea, fertilizers and manure for her crops. The loan will help her generate more income for her family and allow her to buy seeds. Her dream is to buy a house.

She enjoys spending her free time with her family.
View original language description ↓
Mariana de Jesus tiene 41 años es casada, vive con el esposo y con los hijos. Vive en el Recinto Aguas frías de Mocache, Cantón Mocache.

La ventanilla EL PROGRESO se encuentra ubicada en el Recinto Aguas Frías de Mocahe, perteneciente al cantón Mocache, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz hace 15 años.

Mariana de Jesus se dedica a la agricultura a la siembra de maíz y arroz en terrenos propios. Compra sus productos en Mocache y las vende en el mercado de Mocache.

solicita el crèdito para la compra de semillas, urea, fertilizantes y abonos para los cultivos. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir en la siembra. El sueño es comprar una casa.

Disfruta mucho en sus tiempos libres estando con la familia.

Previous Loan Details

Mariana de Jesús is 40 years old. She’s married and lives with her husband and children in Agua Frías de Mocache, which belongs to the Mocacha Cantón. The “El Progreso” (Progress) communal bank is located in Aguas Frías de Mocache in the Mocache Canton. The members of this bank have been short... More from Mariana De Jesus's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Mariana De Jesus buy seeds, urea, fertilizers and manure for her crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 3, 2012
Listed
Dec 19, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 19, 2013