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Rocio Del Amanecer Group
In this Group: Astrid Analy , Thelma Ofelia , Maria Elena , Silvia , Silvia Teresa , Gilda Maria , Ana Fabiola
The “Rocio del Amanecer” trust bank, consists of seven well-organized women. They feel blessed from the moment they open their eyes at dawn each day because they realize that new opportunities await!

Astrid is one of the members of this trust bank. She is a 21 year old single mother of twin girls. She is determined to set a good example for her daughters and struggles to move ahead. She is studying tourism and has just completed her second year in college.

Furthermore, Astrid is the successful manager of an ice cream shop which has become her primary business. She has applied for a loan from Friendship Bridge which she will use to remodel her business in order to attract more customers. She envisions an attractive shop with a pleasant atmosphere. She has already secured some estimates for the work that needs to be done. Astrid is anxious to draw families into her business, especially for the holiday season. She is confident that her business will continue to generate profits, as it is doing now, so she can continue her studies and support her family. She is very excited as her girls will start school in January.

Astrid and the other 6 women from the group are thrilled to get new loans from Friendship Bridge. These loans will serve as working capital for various businesses such as the sale of fast food, the sale of poultry and the sale of products by catalog. A bright future lies ahead for Astrid and the women of “Rocio de Amanecer”!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 117
    View loans »
    Guatemala Loans Fundraising
  • $10,319,125
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Rocio Del Amanecer Group's $2,800 loan helped a member remodel her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 20, 2012
Currency Exchange Loss:
Nov 17, 2013