A loan of $1,800 helped to buy food items, packaged snacks and soft-drinks in larger amounts.

Hernan's story

Hernán, 40, lives with his wife and two children who are 12 and 16 years old in Puerto Colombia on the shores of the Caribbean Sea where its beaches, breezes and sea make it delightful for its residents and tourists who visit to be nearer to nature.

Hernán owns a store that’s also become a restaurant where in addition to packaged snacks, food items, liquor and soft-drinks he also sells seafood and daily specials according to his customers’ wishes. His entrepreneurial idea arose when he was unable to secure employment and was looking for a way to generate income to support his family. Today, his store provides housewives with what families consume daily and on weekends especially he sells prepared food to passersby and tourists who pass by there. He sells for cash and also on credit to customers who he knows are responsible with their payments. His goal for later on is to turn it into a self-service store and to build a second story to move his family into thus separating the living quarters from the business area which is very necessary in order to provide serenity for his family.

Since he plans to attain his dreams little by little, he’s applying for a Kiva loan, his first financing with Fundación Mario Santo Domingo to buy food items, snacks and soft-drinks in larger amounts to qualify for special discounts and have stock on-hand to meet customer demand for end-of-year festivities that are approaching; this is an opportunity to have everything his clientele needs so he can sell much more.

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Translated from Spanish by Kiva volunteer Polliz

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