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María is 45 years old, married, and has three children.

She wants the loan to buy cattle to raise, which she will sell for a profit when they are large. The livestock business will help her and her family get ahead.
This is the first time María has financed with FUDECOSUR. She says the credit committee has helped her very much and provided many facilities.

She hopes that this project can grow and achieve her goals so she can provide a better quality of life for her family in the future as well as improved economic stability.

This is her first loan from FUDECOSUR. She has not had any other loans from local banks, but FUDECOSUR has offered her a loan much more easily and with lower interest rates.
View original language description ↓
María tiene la edad de 45 años, es casada y tiene tres hijos. Ella el crédito lo quiere para la compra de ganado de cría y cuando estén grandes venderlos y obtener una ganancia. El negocio del ganado le ayudará a ella y a su familia a salir adelante. Es la primera vez que María se financia con FUDECOSUR, ella manifiesta que el comité de crédito le ha ayudado mucho y le ha brindaron muchas facilidades. Ella espera que con este proyecto crezca y logre sus objetivos y así pueda en un futuro brindarle a su familia una mejor calidad de vida y una mejor estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria to buy cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 19, 2012
Currency Exchange Loss:
Aug 17, 2015