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Seilyen is 23, married, and lives with her husband. The loan will be used to buy manure to fertilize the potato plantings she wants to start. She wants to provide good conditions for growing the crop so that the production will be better and her earnings will be higher. Seilyen has been farming for many years, in particular growing basic grains, and she would like to start planting potatoes.

She hopes to provide her family a better life and financial stability and to keep maturing as a person and producer. This is her first loan with FUDECOSUR. Though she has no previous loan history with other state banks, FUDECOSUR has offered her good terms and a low interest rate.
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Seilyen tiene la edad de 23 años, está casada y vive con el esposo. El crédito lo quiere para la compra de abono y dar asistencia a una plantación de papa que quieren iniciar. Ella desea darle el adecuado mantenimiento al cultivo para que este le permita tener una mayor producción y así tener mayores ingresos económicos. Doña Seilyen trabaja desde hace muchos años a la agricultura sobre todo a la siembra de granos básicos y desea poder iniciar en la siembra de papa. Ella espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productora. . Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,494,350
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD