Santos is 32 years old and is married with two children, aged 4 and 8. He sells livestock in various markets in the city of El Alto, Bolivia. He lives in the area of Batallas and has his livestock graze on a mountain peak where he has some land.
This is his first loan from this institution, and he will use the funds to purchase livestock so he can then bring them to various markets to sell. He is seeking the loan because he lacks working capital. He faces challenges in his business such as decreased demand from time to time, whether it be due to problems with the weather or transportation. Eventually he wishes to buy a truck so that he can transport a larger number of animals.
El Sr. Santos tiene 32 años y es casado con 2 hijos que son de las edades de 4 y 8 años, el se dedica a la venta de ganado, el vende en las distintas ferias de la ciudad de la ciudad de El Alto, el vive en la localidad de Batallas y tiene a su ganado en la cumbre en un terreno que él tiene, este préstamo es su primera secuencia dentro de la institución, El Sr. Santos va a usar este préstamo para la compra de ganado y después llevar a las distintas ferias, su razón para solicitar este préstamo es falta de capital, El Sr. Santos enfrenta retos en su negocio que son la poca demanda en ocasiones ya sea por problemas de clima o de transporte, desea con el tiempo poder comprar un camión de mayor capacidad para poder transportar mayor cantidad de ganado.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.