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Carlos is 57 years old. He is married and has no children. He lives on the fila tigre with his wife.

With the loan, he wants to purchase cows for raising and milk. He wants to slightly increase his amount of animals to have the chance to sell more offspring. He and his family have been dedicated to the cultivation of basic grains supplemented by animal husbandry.

This is the first loan he has received from FUDECOSUR. He has not had loans before this at state banks, but FUDECOSUR has given him a loan more easily and with lower interest rates.
View original language description ↓
Carlos tiene 57 años de edad, es casado, y no tiene hijos. El vive en fila tigre con su esposa. El crédito lo quiere para la compra de vacas doble prosito, para cría y leche. El quiere aumentar un poco la cantidad de animales, para tener más posibilidad de vender más crías. El se ha dedicado con su familia al cultivo de granos básicos complementado con la ganadería Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 47
    View loans »
    Costa Rica Loans Fundraising
  • $4,672,725
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos to buy cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 19, 2012
Currency Exchange Loss:
Aug 17, 2014