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Luis Javier
Luis Javier, 45, lives in the department of Masaya with his live-in partner. For six years, he has owned a small business selling DVDs and a grocery store. Facing financial troubles, he decided to open the businesses. His hard work has helped him get ahead, and the businesses are successful. In the afternoons, he sells DVD films and music. The grocery store is in his house, and when he is not home, his wife and daughter wait on customers.

His purpose is to help his daughter, who is a college student, succeed, and he hopes she receives the training necessary to have a bright future. He applied to Ceprodel for a loan to stock more inventory and buy DVD films, disc cleaners, sodas, rice, sugar, oil, and paper towels to offer his customers better service.
View original language description ↓
En el departamento de Masaya, reside el Señor Luis Javier, estado civil acompañado, con 45 años de edad, posee un pequeño negocio de venta de disco y una pulpería que la tiene desde hace 6 años, debido a dificultades económicas decidió emprender estos negocios, gracias a sus empeño por salir adelante, siente que le han funcionados sus negocios.

El negocio de venta de disco consiste en vender discos de películas y músicas para DVD, este negocio lo atiende él en las tardes. La pulpería la tiene en su casa quienes atienden en ausencia de el, es su esposa e hija.
Esto lo hace con el propósito de sacar adelante a su hija que se encuentra estudiando en la universidad y quiere una buena formación para su futuro que espera le ayude a superarse.

solicita a Ceprodel un financiamiento que le permita re abastecer con más productossu negocio; comprara Películas DVD, limpiadores de disco, gaseosas coca cola, arroz, azúcar, aceite, papel scouts. y así poder dar un mejor servicio a sus clientes.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 151
    View loans »
    Nicaragua Loans Fundraising
  • $24,071,325
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Luis Javier to buy DVD films, disc cleaners, sodas, rice, sugar, oil, and paper towels.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Dec 19, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 21, 2013