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Update on Ramón

Thanks to his Kiva loan, Ramón bought a large quantity of vegetables at a good price and sold them quickly. He has the following to say to his lenders: "Thanks for your help. It has been very beneficial for me and my business. It's a vote of confidence."

Currently he's applying for another loan to buy carrots, onions, tomatoes, lettuce, and other vegetables, and grapefruit, borojó fruit, grapes, peaches, and other fruits. He's going to sell to other businesses that prepare food with these products so he can increase his sales.

He's very happy with Kiva and Fundación Mario Santo Domingo because he also managed to have a financial life and he's building his business reputation.
View original language description ↓
Un mayor volumen de verduras compró Ramón a un buen precio y las vendió rapidamente y esto fue gracias a su credikiva. El dice a sus financiadores lo siguiente: "Gracias por el apoyo dado, ha sido de mucho beneficio para mi y mi negocio. hay un voto de confianza." En la actualidad está aplicando a un nuevp credikiva, con el cual comprará verduras, frutas, como zanahoria, cebolla, tomate, lechuga entre otras verduras y pomelos, borojó, uvas y durazno, para venderle a otros negocios que preparan comidaas con estos productos como insumos y aumentar sus ventas. El se siente muy felíz con Kiva y la Fundación Mario Santo Domingo, porque además logró tener vida crediticia y está construyendo su reputación financiera.
En la

Previous Loan Details

Ramón is the thirty-five-year-old father of a family. He lives with his two small children and his partner in the town of La Playa, very close to the sea. Since he was very young he has made a living selling fruit, motivated by his father and sister who make their living in the same way, selling ... More from Ramón's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 357
    View loans »
    Colombia Loans Fundraising
  • $15,676,275
    Funds lent in using Kiva
  • 1,794.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ramón to buy fruits and vegetables.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 19, 2012
Currency Exchange Loss:
Nov 18, 2013