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Herminia is a very enterprising woman. She is very happy to be able to get a loan through companies of communal support, because she wants to repair her home while taking advantage of the summer season.

She needs to repair the roof, the floor, the walls, and to paint, since all of these areas are damaged. She is requesting a loan for 550,000 colones ($1100) exactly. She appreciated the opportunity that is offered to people with low income.
View original language description ↓
Doña Herminia es una señora muy emprendedora, está muy feliz de poder obtener un crédito por medio de las empresas de apoyo comunal, pues quiere reparar su vivienda aprovechando la época de verano en la que estamos, necesita reparar el techo, el piso, las paredes y pintar, ya que todas estas áreas se encuentran deterioradas, ella está solicitando un crédito por la suma de quinientos cincuenta mil colones exactos
(¢550.000), agradece la oportunidad que se brinda a las personas de bajos recursos.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 50
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Herminia to buy material for improved housing.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 17, 2015